Business Owners’ Policy

Protecting your employees; protecting your business

A Business Owners' Policy (BOP) combines several types of insurance coverage into one comprehensive package tailored for small to mid-sized businesses. By bundling property insurance, liability insurance, and often business interruption insurance, a BOP provides cost-effective coverage that protects against a range of common risks, offering peace of mind and financial security to business owners.

A person working on pottery in a workshop with a blue wall, window with metal bars, and a sign that reads 'Handmade by Local Artisans'.
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Who needs a BOP?

Many businesses would benefit or are required to carry a business owners’ policy. Here are some common industries:

  • Retail stores

  • Restaurants and cafes

  • Small manufacturing businesses

  • Professional service providers (e.g., accounting firms, law firms)

  • Technology startups

  • Home-based businesses

  • Artisan or craft businesses

Talk to an FCI Agency Advisor to see if you need general liability

 Coverage Areas

We are proud to serve the Upstate of South Carolina, including Greenville-Greer-Spartanburg-Anderson metro area, North Carolina, including Winston-Salem and Greensboro, and Northeast Ohio, including Akron and Cleveland. Contact us today to experience the difference an insurance broker can make.