Kid Going Off to College? Give Us a Call!
Sending your teenager off to college is an exciting milestone, filled with new opportunities—and plenty of to-dos. Whether your student is moving into a campus apartment, heading out of state, or venturing over 100 miles from home, it’s important to ensure they’re properly protected. Two areas that often come up for college-bound students are renters insurance and potential auto insurance discounts. Let’s explore why both are essential for your college student’s next adventure.
Why Your College Student May Need Renters Insurance
Many college apartments and student housing units now require renters insurance as part of the lease agreement. But even when it’s not mandatory, having renters insurance is a smart move for students for several reasons:
Protection for Belongings:
From laptops to phones, textbooks, clothing, and even furniture—renters insurance covers your student’s personal property in the event of theft, fire, or certain types of water damage.
Liability Coverage:
If your student accidentally causes damage to their apartment or someone is injured while visiting, renters insurance can help cover those costs, protecting both your child and your family financially.
Peace of Mind:
With so much transition, knowing your student is protected offers peace of mind to both parents and students alike. If you’re not sure where to begin, your insurance provider can walk you through coverage options and get you set up with a policy tailored for your student’s needs.
Auto Insurance: Discounts for Students Far from Home
Did you know that your student’s move could help you save on car insurance? Many insurance companies offer discounts if a student is attending school over 100 miles away from home and doesn’t have regular access to the family vehicle. Here’s how it works:
Student Away at School Discount:
If your student leaves their car at home and only drives when visiting, you may qualify for a reduced premium.
Out-of-State Considerations:
If your student is attending school in a different state, it’s a good time to review your policy and discuss any additional benefits or requirements.
Good Student Discounts:
While reviewing your options, also ask about discounts for maintaining good grades, another common savings opportunity for college students.
Get Covered Before College Starts
College is full of new experiences, and preparation is key. Ensuring your child is protected with renters insurance and maximizing auto insurance discounts can add up to savings and peace of mind. If you have questions or need assistance setting up coverage for your student, your insurance provider is just a call away and ready to help.
As your student heads off on their new journey, don’t let important protection fall through the cracks. Renters insurance and proper auto insurance adjustments are quick, affordable ways to safeguard your family’s finances and give everyone confidence as the school year begins. Reach out to your insurance agent today and start the semester on the right foot!