Is Your Home Insurance Keeping Up With Your Renovations?

As we move into the warmer months, many homeowners take the opportunity to make updates to their homes—whether it’s adding a new porch, screening in a patio, or building an entirely new room. At FCI Agency, we want to make sure your insurance coverage keeps pace with your home improvements. Our advisors are here to help ensure that you and your property are properly protected.

1. Update Your Replacement Cost Coverage

Every time you make a significant change to your home, it can affect the cost to rebuild it in the event of a loss. Whether you’ve added square footage, upgraded materials, or made structural enhancements, your policy should reflect the increased replacement value. Letting your FCI Agency advisor know about these changes ensures that your home is covered for its true worth.

2. Don’t Forget About Summer Additions

Planning on putting in a swimming pool this summer? That’s a major lifestyle upgrade—and it’s also something your insurance policy should account for. Pools can affect liability coverage and may require additional protection. Our advisors can guide you through what updates need to be made and help you get the right coverage.

3. Work With an Advisor Who Knows You

At FCI Agency, we don’t just sell policies—we build relationships. Our advisors take the time to understand your unique needs so your coverage always fits your current situation. When you let us know about changes to your home, we make sure your policy keeps up with your life.

Contact FCI Agency today with any questions or to review your current policy. We're here to help you stay covered—no matter how your home grows or changes.